When someone you love needs help to stay safely at home, finding the right person can be a challenge. Even though the benefits of having help are clear, the idea of inviting a stranger into your home understandably makes many people feel uncomfortable. There are really two options for finding an in-home care provider: either hire a home care company, such as Visiting Angels, or hire a private independent caregiver.
Hiring an independent caregiver may seem more affordable than a home care company at first glance. However, you need to consider employment laws and regulations since in-home care is considered to be an employer-employee relationship. As such, you are responsible for federal and state employment taxes, which can swiftly escalate the cost above a simple hourly rate. You may also need to carry special insurance to protect yourself in the event of an accident – a simple homeowner’s policy is probably not enough. Information on federal employment tax requirements can be found in Publication 926 from the IRS.
In addition, you will need to have a fully-developed job description and employment agreement. You should conduct a thorough review of any private caregiver’s background. Be sure also to verify that the candidate meets any state licensing requirements to provide “hands-on” care. The caregiver will need to fill out an Employment Eligibility Verification Form I-9 and you need to keep a copy. This verifies that the person is legally entitled to work in the United States.
Most people find that choosing a home care company is the better option, both in terms of managing the caregiver and the peace of mind as a reputable home care agency takes the entire burden off of you.
The major benefits of using a home care company include: screening of caregivers and conducting background check; caregivers are being covered by bonding, liability and workers compensation insurance, and responsible companies monitor and supervise their caregivers to ensure quality care.
Homecare companies take responsibility for your caregiver’s payroll and benefits.
Before considering hiring an independent caregiver, carefully consider all of the liability, responsibility and attentiveness that will be required of you.
To discuss if a home care company is the best option for your needs, call Visiting Angels at 661-263-2273 or visit us online at www.visitingangels.com.