Business News
Achieving Financial Well-Being After the Loss of a Spouse
Losing a spouse is a traumatic event. It drains your emotions and makes it hard to focus on simple daily tasks, let alone financial matters. Unfortunately, financial obligations don’t stop for grief; there are bills to be paid and decisions to be made. Taking an active role in understanding...
The Angry Ex
In nearly 20 years of practicing family law, the amount of venom and anger that lasts long after a divorce is over can be staggering. It’s sad and pathetic and most importantly, it is damaging to the children of the marriage. Despite attempts to shield your children from the hostility and...
Financial Stress When Bankruptcy Becomes Unavoidable
Debt can be the largest source of stress in life. There are other causes of stress like work, business, family, etc. and these can be bad enough. Add to that the heavy burden caused by debt and you can feel like a ticking time bomb. If you’ve fallen behind on your bills and you are being...
Investing for Your Later Years? Think Asset Preservation but Don’t Forget Growth
After years of investing for retirement, you may have accumulated a substantial portfolio. If you’re approaching or already enjoying retirement, there are important steps that you can take to help ensure that your investment plan is on track for your Golden Years. Reassess your income needs and...
Is There Such a Thing As “Full Coverage”?
Words that make me cringe: “I have full coverage.” I don’t know the origins of this phrase, but I do know that “there is no such thing as full coverage” when it comes to an auto policy! In California, all any motorist needs to carry is liability coverage of $15,000. That is it. As long as...
Make Next Year’s Tax Preparation Easier
Now that you have filed your 2018 tax return, it is time to start working on your taxes for next year. Doing so now could make things much less painful later. Here are the most significant tax changes for 2019, as well as a few things you can do to prepare for your next return. Cancellation of...
Fighting for The Rights of Injured Workers
Have you recently experienced a work-related injury? Has getting the treatment you need to return to work become impossible to get authorized through the worker’s compensation insurance carrier? Recent legislation effective since 2013 has made it more difficult for injured workers to get...
Do You Need a Will or a Trust?
We often hear from clients that they feel like they don’t need any kind of estate planning because their kids know how to distribute their property when they die. Unfortunately, in the State of California, distribution of assets on death is not that simple. If you have no will or trust to...
Santa Clarita Web & IT Web Design
With the Internet growing so fast and becoming a regular part of our daily lives, it is essential to have an effective website that does more than just provide information. A great design is important, however functionality and interactive features such as entry forms, contact pages, calendars,...
Brian P. Jacobs Named to Forbes Magazine’s List of America’s Best-in-State Wealth Advisors
Morgan Stanley (NYSE: MS) today announced that Brian P. Jacobs a Senior Vice President and Wealth Advisor in the Firm’s Valencia, CA Wealth Management office, has been named to Forbes Magazine’s 2019 list of America’s Best-in-State Wealth Advisors. Forbes’ Best-in-State Wealth Advisors list...
Why Your Trash is not Safe, Secure, Private or Confidential
Our digital world has done little to protect our information that we see on a daily basis in our mail or when we choose to print confidential information we receive by email. Often times, our medical billings and information is still sent to us in hard copy formats for our review and handling....
In an Accident? Important First Steps
1. Call the police and report the accident. California Law requires those in a car accident that results in injury or death, or at least $1,000 in property damage to report the accident to the D.M.V. within 10 days. Even if you do not believe there were any injuries or that the property damage...
Estimating Your Social Security Benefits
The Social Security Administration has stopped mailing out most yearly statements, but you can estimate your retirement benefit online. The Social Security Administration (SSA) has had, since 2014, an online option (called my Social Security) for receiving annual benefit statements -- however,...
Filing Bankruptcy When You’re Stuck in Debt
Many people find themselves in the position of facing overwhelming debt, with constant calls from creditors and no obvious way out. For some, job loss sent them into a downward spiral and they are now unable to pay their bills and meet their responsibilities. For others, a recent divorce or...
Be Safe Avoid Bicycle Accidents
Summer is almost here and with that, more and more bicyclists will be out enjoying the weather. Unfortunately, statistics show that over 48,000 bicyclists are injured every year. So, if you plan on taking your bike out, please take some extra precaution. Bicycle accidents typically occur...
Why You Received a Smaller Tax Return Than You Expected
Millions of Americans were unpleasantly surprised when they discovered their tax refunds would be smaller than expected or, in some cases, would owe money to the IRS. Many posted their grievances on social media blaming their woes on the new tax code and Donald Trump. Although some...
Here to Help You Navigate the Workers’ Compensation System
Injured at work? Worried if you are going to get the treatment you need and compensated for lost time due to the injury? Concerned if your work injury will jeopardize your job? These are all real concerns and the insurance companies interests are not the same yours. You should know your...
What? I Should Understand My Insurance Policy?
When we buy an insurance policy, a declaration page and policy booklet is provided explaining coverage of your new insurance contract. Most people do not take the time to read their declaration page or policy booklet. Often, we put it aside or file it somewhere. I will give an example of what...
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