Business News
Seven Tips for Talking Money with the Person You Love
Your relationship is about living a happy life together, not dollars and cents. A little financial planning may help you get there. There’s nothing more exciting than tying the knot with the person you love. Of course, there are conversations you’ll want to have with your partner as you take...
Living Together and Common Law Marriage
Many people who come to see me usually tell me “Well, we have been married for 10 years, but we lived together for 10 years before that, so its 20 years”. Not so fast. Common Law marriages, where spouses live together and act as if they are husband and wife do not exist in California....
Mistakes to Avoid When Facing Foreclosure
You already know that your home is in foreclosure. You’ve received that dreaded Notice of Default. You know that after 90 days, your home can be scheduled for a Trustee Sale. You don’t have a lot of time left. Your home with all its memories, hopes and dreams will be gone. What are you going to...
Avoid These Financial Traps
Money. It’s hard to get and easy to lose. It doesn’t take long for the wealth you’ve accumulated to disappear if you don’t manage your money well or have a plan to protect your assets from sudden calamity. Undisciplined Spending The more you have, the more you spend -- or so the saying goes....
What to Do When You are Hurt on the Job? – Rose, Klein & Marias LLP; Serving Injured Californians since 1936
Injured at work? Worried if you are going to get the treatment you need and compensated for lost time due to the injury? Concerned if your work injury will jeopardize your job? These are all real concerns and the insurance companies’ interests are not the same yours. You should know your...
Parking Lot Accidents Who is at Fault?
So, you are driving at Target’s parking lot when all of a sudden, a car backs out of a parking space and hits you. Who is at fault? Car accidents in parking lots usually occur become someone is not paying attention. Parking lot accidents generally occur when: (1) A driver pulls out of a...
Common Client Questions
I speak to my Clients throughout the day, I usually get the following questions: Is my coverage adequate? Is it the right coverage? Do I need Flood Insurance? Do I need Earthquake Insurance? What is an Umbrella policy? What does all the technical insurance talk mean, anyway? I am sure this has...
Tax Planning Now Can Save You Money Later
When we review past tax returns of new clients, we usually find they paid more taxes than they needed to. The primary reason is failure to adequately tax plan. What Is Tax Planning? Tax planning is the process of gaining the latest tax information and taking the necessary actions to delay or...
The ‘Life is Short, Get a Divorce’ Debate A new year approaches
When the aforementioned billboard came out people went crazy. Like any good marketing campaign it was successful in sparking controversy and conversation. At the heart of the matter was the underlying truth of the statement itself. Marriage, as we know, was born out of politics. It was a way...
Understanding IRA Required Minimum Distributions
IRAs are an important part of many investors’ nest eggs. Know the rules for how to withdraw funds from them for your retirement. Individual retirement accounts (IRAs) play a key role in helping Americans save for retirement. In 2018, IRAs represented one-third of total U.S. retirement assets,...
In an Accident? Important First Steps
1. Call the police and report the accident. California Law requires those in a car accident that results in injury or death, or at least $1,000 in property damage to report the accident to the D.M.V. within 10 days. Even if you do not believe there were any injuries or that the property damage...
Are You Financially Fit?
If you don’t have a financial plan, that question may be hard to answer. To achieve financial wellness, you need to define your goals and set a time frame for reaching them. The following steps can help you take control of your finances. Build a Budget A good place to start would be with a...
Bankruptcy When Your Financial Future Is at Stake
A lot of people end up filing bankruptcy when they get to the point of feeling hopeless about their financial problems. Despite what others may think, there is no shame in needing a second chance to secure your financial future. Bad things can happen to good people, as the saying goes....
Here To Help You Navigate The Workers’ Compensation System – Rose, Klein & Marias LLP; Serving Injured Californians since 1936
Injured at work? Worried if you are going to get the treatment you need and compensated for lost time due to the injury? Concerned if your work injury will jeopardize your job? These are all real concerns and the insurance companies’ interests are not the same as yours. You should know your...
Post-concussion Syndrome and TBI
If you watch football, you have heard of “Post-concussion syndrome” - a common result of traumatic brain injury (TBI) following a concussion. The Centers for Disease Control and Prevention (CDC), defines TBI as a “bump, blow, or jolt to the head or by a hit to the body that causes the head and...
JCI Santa Clarita to Host Politics on Tap Assemblywoman Christy Smith
The Santa Clarita Valley chapter of Junior Chamber International “The Jaycees” is delighted to be bringing back their ever popular “Politics on Tap” series. Politics on tap is a great way for young professionals to meet their elected representatives. We are thrilled that our relaunched event...
Common Client Questions
I speak to my clients throughout the day, I usually get the following questions: Is my coverage adequate? Is it the right coverage? Do I need Flood Insurance? Do I need Earthquake Insurance? What is an Umbrella policy? What does all the technical insurance talk mean, anyway? I am sure this has...
Offshore Accounts and Taxes
U.S. taxpayers must report their worldwide income on their tax returns. Due to our government’s need to increase revenue, the IRS is actively searching for violators. When caught, the penalties for failing to disclose can be harsh, ranging from huge penalties, interest, and fines to...
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