Understanding IRA Required Minimum Distributions

 IRAs are an important part of many investors’ nest eggs. Know the rules for how to withdraw funds from them for your retirement. Individual retirement accounts (IRAs) play a key role in helping Americans save for retirement. In 2018, IRAs represented one-third of...

Understanding Market Risk When You Invest

 When you invest your money, you probably know you’re taking on a certain amount of financial risk. Unlike depositing money in a bank, where it is often insured and can earn a steady amount of interest, investing doesn’t offer financial certainties. You could earn a...

Making the Most of Your Sudden Wealth

 For many of us, the first things that come to mind when we hear the words “financial windfall” or “sudden wealth” are winning the lottery or hitting the jackpot. But a surprise payday isn’t always a one-in-a-million game of chance. A financial windfall can also come...

The Money Talk Your Kids Will Thank You for It

 It’s back-to-school season, and you’re busy getting your kids ready for another school year. As a parent, you want to prepare your children for a lifetime of success. A formal education is a cornerstone of that preparation, but while you’re shopping for school...

Planning for the Rising Costs of Health Care

Longer lifespans and rising health care costs are driving investors to control their financial exposure to uncovered bouts of care—particularly in retirement. The United States spends more than $3 trillion a year on health care, or nearly $10,000 per person. Overall...