by Brian Jacobs | Sep 25, 2019 | Business News |
Starting early can help even small amounts of money set aside grow into a healthy nest egg. When retirement is decades away, it’s easy to postpone saving for it in favor of the more immediate demands on your income. Stretching your monthly budget to cover housing,...
by Denise Lite | Sep 25, 2019 | Business News |
1. Life insurance on a spouse who is still paying child support or alimony. This is the most critical! If you are receiving child support or alimony rom your ex, you need to guarantee those payments continue. If your ex dies, he will obviously no longer be earning...
by Ray Bulaon | Sep 25, 2019 | Business News |
Sleepless nights… Stressed out… Worried about the future… Always broke no matter how hard they work…Feeling hopeless about their situation. This is what most people are going through when they are considering bankruptcy in order to get out of debt. The word...
by Santa Clarita Magazine | Sep 25, 2019 | Business News |
The Social Security Administration has stopped mailing out most yearly statements, but you can estimate your retirement benefit online. The Social Security Administration (SSA) has had, since 2014, an online option (called my Social Security) for receiving annual...
by Santa Clarita Magazine | Sep 25, 2019 | Business News |
The City of Santa Clarita has received the Certificate of Achievement for Excellence in Financial Reporting from the Government Finance Officers Association of the United States and Canada (GFOA) for its Comprehensive Annual Financial Report (CAFR) for Fiscal Year...
by Mason Rashtian | Sep 25, 2019 | Business News |
We are often asked this question. Simplest answer “It’s worth as much as someone is willing to pay for it!” In all seriousness, the answer depends on a variety of factors: 1. Timing – at what point in the case is this question asked? Is it before or after the client...
by Esther Oz | Sep 25, 2019 | Business News |
Have you recently experienced a work-related injury? Has getting the treatment you need to return to work become impossible to get authorized through the worker’s compensation insurance carrier? Recent legislation effective since 2013 has made it more difficult for...
by George Simpson | Sep 25, 2019 | Business News |
You are an honest taxpayer who always pays taxes on time. Regardless, you may have received alarming automated calls allegedly from the IRS demanding payment and threatening arrest. These are a scam. The IRS never calls taxpayers if they owe money without first...
by Jennifer Keller Smith | Sep 25, 2019 | Business News |
If you or, more likely, your parents, created an old-fashioned will, or you, or your parents have no will or trust, then a process must be initiated in Superior Court called Probate. Probate is the court supervision of the administration of a person’s estate. If...
by Santa Clarita Magazine | Sep 25, 2019 | Business News |
On October third, STREAM Global Innovations will be hosting their Parent Café in honor of their Manufacturing Day event the following day. Parent Cafés are industry-led panel discussions for parents to ask questions and get vital information on steps their child could...
by Santa Clarita Magazine | Sep 25, 2019 | Business News |
Zonta Club of Santa Clarita Valley President, Barbara Meyer, and nine club members will be traveling to Kauai, HI for a Zonta District 9 Conference from October 3–October 6, 2019. They will join members from 25 clubs located in five states – Arizona, California,...
by Santa Clarita Magazine | Aug 28, 2019 | Business News |
The City of Santa Clarita has been awarded the prestigious 24th Annual Achievement of Excellence in Procurement® (AEP) for 2019 from the National Procurement Institute, Inc. (NPI). This is the ninth time the City has received this award in recognition of Santa...
by Santa Clarita Magazine | Aug 28, 2019 | Business News |
ADVERTISE WITH US CLICK HERE A Note From the Publishers – October 2019 by Linda, Moe and Alexander Hafizi | Sep 25, 2019 | A Note From the Publisher Oh, my goodness it’s going to be difficult to keep up with all the non-profit activities this month! October...
by Santa Clarita Magazine | Aug 28, 2019 | Business News |
In today’s dynamic market environment, some investors may be looking beyond stocks and bonds for other options for investing their money. This search for other options may lead to alternative investments. Alternative investments are investments outside the stock and...
by Santa Clarita Magazine | Aug 27, 2019 | Business News |
The City of Santa Clarita had another fantastic year of location filming in the 2018-2019 Fiscal Year with the Film Office recording 526 film permits and 1,380 film days, which generated an estimated $33.4 million in economic impact to the local community. These...
by John DaCorsi | Aug 27, 2019 | Business News |
We all know that accidents happen. Most often it is someone else’s negligence. Most, not all, people obey the mandatory insurance provisions of the state statutes. Some folks don’t purchase any insurance. More and more people get around those mandatory...
by Santa Clarita Magazine | Aug 27, 2019 | Business News |
A growing number of Americans have been forced to delay their planned retirement date due to job and savings losses suffered during the past five years. According to a survey, 40 percent of U.S. workers said they have resolved to retire later due to concerns about...
by Ray Bulaon | Aug 27, 2019 | Business News |
Many people find themselves facing overwhelming debt, with constant calls from creditors and no obvious way out. For some, a job loss sent them into a downward spiral, and they are now unable to pay their bills and meet their responsibilities. For others, a recent...
by Mason Rashtian | Aug 27, 2019 | Business News |
I have heard this story (or a variation) many times: “two days after my accident, the adjuster offered me $500.” Some even say: “the adjuster offered to keep my medicals open for up to $1,500.” What does this mean, and should you take it? When you settle an injury...
by Bill Keller | Aug 27, 2019 | Business News |
After going to the time and expense of setting up an estate plan, people often put their important documents on a shelf and forget about them. How often should you dust off these documents and revisit these important life decisions? As a general rule, family changes...
by Esther Oz | Aug 27, 2019 | Business News |
Injured at work? Worried if you are going to get the treatment you need and compensated for lost time due to the injury? Concerned if your work injury will jeopardize your job? These are all real concerns and the insurance company’s interests are not the same as...
by George Simpson | Aug 27, 2019 | Business News |
IRS Notice 2014-21 stated the sale or exchange of convertible virtual currency, or the use of convertible virtual currency to pay for goods or services in a real-world economy transaction, has tax consequences that may result in a tax liability. This mandate, however,...
by Santa Clarita Magazine | Jul 22, 2019 | Business News |
From lawyers to tax consultants to accountants and everything in between, this month’s business guide will show you just how convenient and easily accessible any kind of service can be. The August Business Guide is your “one stop shop” for all the contact information...
by Brian Jacobs | Jul 22, 2019 | Business News |
Wealth is a complex concept, and the myriad perceptions, biases and emotions you have around money can affect the financial decisions you make. Understanding these dynamics and developing strategies for making objective decisions about money can help you manage your...
by Denise Lite | Jul 22, 2019 | Business News |
Business valuations are prepared by a variety of professionals, including business appraisers, brokers, financial analysts, certified public accountants, and economists. There are quite a few common errors made in business valuations during divorce proceedings. All...
by Santa Clarita Magazine | Jul 22, 2019 | Business News |
Planning for the cost of long-term care is something nearly every household should think about. Thinking about the need and the costs of long-term care is enough to make anyone uncomfortable. But while it’s a difficult subject to talk about, it’s also a topic that...
by Ray Bulaon | Jul 22, 2019 | Business News |
No one ever wants to get into debt, but at some point in your life, you may face a debt crisis. My definition of a debt crisis is where you can no longer meet your debt payments as they come due and that you are either in imminent or already in default. So, what do...
by Mason Rashtian | Jul 22, 2019 | Business News |
Ever wonder: “Do I need a lawyer, or can I handle my injury case on my own?” To quote Abraham Lincoln: “He who represents himself has a fool for a client.” Think about it: you wake up one morning with a nasty toothache. You can either yank that tooth out with pliers...
by George Simpson | Jul 22, 2019 | Business News |
Although IRAs penalize account holders for pre-retirement withdrawals, special cases exist that do not require a penalty. One of the exceptions is college education. You can remove IRA funds for college expenses for a child, grandchild, spouse or yourself without...
by Esther Oz | Jul 22, 2019 | Business News |
Injured at work? Worried if you are going to get the treatment you need and compensated for lost time due to the injury? Concerned if your work injury will jeopardize your job? These are all real concerns and the insurance company’s interests are not the same as...
by Bill Keller | Jul 22, 2019 | Business News |
The need for an estate plan is not so much dependent on your age but on life events. Here are a few key events that may trigger the need for an estate plan or a change in an existing plan. 1. Marriage or Divorce – After marriage, a couple may want to consider...
by Santa Clarita Magazine | Jul 22, 2019 | Business News |
Zonta Club of Santa Clarita Valley installed Barbara Meyer as its new president for 2019-20, honored outgoing President Debra Blakeley and named super-active club member and three-time club past president Judy Penman as Zontian of the Year at the group’s annual...
by Brian Jacobs | Jun 27, 2019 | Business News |
When you invest your money, you probably know you’re taking on a certain amount of financial risk. Unlike depositing money in a bank, where it is often insured and can earn a steady amount of interest, investing doesn’t offer financial certainties. You could earn a...
by John DaCorsi | Jun 27, 2019 | Business News |
1. Call the police and report the accident. California Law requires those in a car accident that results in injury or death, or at least $1,000 in property damage to report the accident to the D.M.V. within 10 days. Even if you do not believe there were any injuries...
by Ray Bulaon | Jun 27, 2019 | Business News |
If you’ve accumulated more credit card debt than you can handle, you may have this sick, nauseous feeling in your stomach not knowing what to do. You realize it’s not going away until you do something about it. As a bankruptcy attorney, I find that this type of debt...
by Santa Clarita Magazine | Jun 27, 2019 | Business News |
If managed wisely, your money could potentially go a long way. It’s really all about putting a plan in place and sticking to it. These tips may help get you started. Get a Jump on All Your Goals You’ve read in these pages before about the value of starting early on...
by Mason Rashtian | Jun 27, 2019 | Business News |
What are “Common Carriers”? Under California law, a “common carrier” is defined as anyone who offers transportation to the general public for profit. In the past, Common Carriers have involved buses, transportation vans, taxicabs, trains, and airplanes. What about...
by Esther Oz | Jun 27, 2019 | Business News |
Have you recently experienced a work related injury? Has getting the treatment you need to return to work become impossible to get authorized through the worker’s compensation insurance carrier? Recent legislation effective since 2013 has made it more difficult for...
by George Simpson | Jun 26, 2019 | Business News |
Limited Liability Companies (LLC) combine components of a partnership and a corporation. An advantage of an LLC is that it legally separates the business from the owners. Thus, personal assets cannot be used to collect business debts. For tax purposes, owners have the...
by Bill Keller | Jun 26, 2019 | Business News |
The need for an estate plan is not so much dependent on your age but on life events. Here are a few key events that may trigger the need for an estate plan or a change in an existing plan. 1. Marriage or Divorce. After marriage, a couple may want to consider...
by Santa Clarita Magazine | Jun 26, 2019 | Business News |
Those early days of retirement can be exciting as you are finally rewarded with a little rest and relaxation after all those years of toil. But it can be a bit unsettling as well when the regular paychecks you counted on stop appearing in your bank account. That’s...
by Brian Jacobs | May 26, 2019 | Business News |
Losing a spouse is a traumatic event. It drains your emotions and makes it hard to focus on simple daily tasks, let alone financial matters. Unfortunately, financial obligations don’t stop for grief; there are bills to be paid and decisions to be made. Taking an...
by Denise Lite | May 26, 2019 | Business News |
In nearly 20 years of practicing family law, the amount of venom and anger that lasts long after a divorce is over can be staggering. It’s sad and pathetic and most importantly, it is damaging to the children of the marriage. Despite attempts to shield your children...
by Ray Bulaon | May 26, 2019 | Business News |
Debt can be the largest source of stress in life. There are other causes of stress like work, business, family, etc. and these can be bad enough. Add to that the heavy burden caused by debt and you can feel like a ticking time bomb. If you’ve fallen behind on your...
by Santa Clarita Magazine | May 26, 2019 | Business News |
After years of investing for retirement, you may have accumulated a substantial portfolio. If you’re approaching or already enjoying retirement, there are important steps that you can take to help ensure that your investment plan is on track for your Golden Years....
by Mason Rashtian | May 26, 2019 | Business News |
Words that make me cringe: “I have full coverage.” I don’t know the origins of this phrase, but I do know that “there is no such thing as full coverage” when it comes to an auto policy! In California, all any motorist needs to carry is liability coverage of $15,000....
by George Simpson | May 26, 2019 | Business News |
Now that you have filed your 2018 tax return, it is time to start working on your taxes for next year. Doing so now could make things much less painful later. Here are the most significant tax changes for 2019, as well as a few things you can do to prepare for your...
by Rose, Klein Marias | May 26, 2019 | Business News |
Have you recently experienced a work-related injury? Has getting the treatment you need to return to work become impossible to get authorized through the worker’s compensation insurance carrier? Recent legislation effective since 2013 has made it more difficult for...
by Jennifer Keller Smith | May 26, 2019 | Business News |
We often hear from clients that they feel like they don’t need any kind of estate planning because their kids know how to distribute their property when they die. Unfortunately, in the State of California, distribution of assets on death is not that simple. If you...
by Santa Clarita Magazine | May 26, 2019 | Business News |
With the Internet growing so fast and becoming a regular part of our daily lives, it is essential to have an effective website that does more than just provide information. A great design is important, however functionality and interactive features such as entry...
