Are you Throwing Away your Insurance Benefits?

 The end of the year is closing in on us! If you have pending treatment that your doctor has recommended, and you do in fact have dental insurance, you may want to think about taking care of the dental work before your insurance benefits expire! While some dental insurance plans run on a fiscal year, most run on a calendar year. If your dental insurance plan is on a calendar year, don’t throw that money away by waiting to take care of your treatment until the following year!
The yearly maximum is the most money that the dental insurance plan will pay for your dental work within one full year. This amount varies by insurance company, and can average between $1,000-$2,000 per year, per person. The yearly maximum usually renews every year (on January 1 if your plan is on a calendar year). If you have unused benefits, unfortunately, they will not rollover.
If you are paying your dental insurance premiums every month, you should be using your benefits. Even if you don’t need any dental treatment, you should always have your regular dental cleanings to help prevent and detect any early signs of cavities, gum disease, oral cancer and other dental problems. By delaying dental treatment, you are risking more extensive and expensive treatment down the road. What may be a simple cavity now, could turn into a possible root canal and crown later. Talk about expensive!
Lastly, another reason to use your benefits before the end of the year are possible fee increases. Some policies raise the out of pocket costs and /or lower the covered benefits at the beginning of the year. Don’t throw away un-used benefits, call us to make an appointment now!
The office is located at 27420 Tourney Rd., Suite 270 in Valencia.  For more information, please call 661-255-2545.