Divorce and Your Digital Plan – Do you want to live on digitally forever?
Something not often discussed is how to deal with your digital self when going through or having completed a divorce. During divorce or separation, we always advise our clients to utilize as little social media as possible outside of work sites. The temptation to look and see and then comment on something that could be then used against you in the future is very real in the courtroom these days. This applies to texting as well.
However, another issue to now consider is who is in charge of the “digital you” if you are to pass on. You are taking the time to change and update passwords, bank accounts and perhaps even your will at this time and this is absolutely something one needs to consider. Because if you do not, the “digital you” and all of its potential resources are available to potential hacking.
And while some people may want to live on digitally forever, then you still need to make sure should something happen you have given the ability to turn it off to someone you trust. Deciding what to do with your digital assets is a new frontier and an increasingly vital component of a successful digital plan.
1. A Comprehensive List of Passwords for your Online Accounts
Password management programs, such as 1Password, Dashlane and LastPass, can be helpful for day-to-day internet security. Acting as a central hub for the many spokes of your digital life, these sites serve as databases where you store your login information for every website and service you use. The programs generate complex, secure passwords for each site and allow you to remember just one password — the one required to open the password management program. This means that with a single password, your executor gains access to the full spectrum of your online life.
2. Access to your List
Your executor will need the master password to your password management program. Because this is sensitive and not something you want to share with other people aside from perhaps a relative or trusted friend/advisor, you do not want to leave it in an email or on a Post-It note by your desk. Consider writing the master password down on paper, and placing that paper in a safety deposit box or vault to which the executor will gain access after your death.
For more information and to schedule your free consultation, please call The Law Offices of Steven B. Chroman, P.C., at 661-255-1800 or visit us at www.chromanlaw.com. Mr. Chroman is a Trusted Advisor Award Winner and named Top 100 California Attorney’s with over 20 years of experience and local service. You can purchase Mr. Chroman’s best-selling Divorce Workbook at: https://www.amazon.com/Preparing-Divorce–considering-separation.
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