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HUD Makes Reverse Mortgages Less Attractive

by Gina G. MacDonald | Feb 27, 2019 | With Your Family in Mind

HUD Makes Reverse Mortgages Less Attractive The Department of Housing and Urban Development (HUD) has made changes to the federal reverse mortgage program. Citing the need to put the program on better financial footing, HUD has raised reverse mortgage fees for some...

Two Reasons Why Giving Your House to Your Kids may not be the Best Way to Protect it From Medi-Cal

by Gina G. MacDonald | Jan 30, 2019 | With Your Family in Mind

Two Reasons Why Giving Your House to Your Kids may not be the Best Way to Protect it From Medi-Cal  Are you afraid of losing your home if you have to enter a nursing home and apply for Medi-Cal? While this fear is well founded, transferring the home to your children...

How to Reverse Medicare Surcharge When Your Income Changes

by Gina G. MacDonald | Jan 2, 2019 | With Your Family in Mind

How to Reverse Medicare Surcharge When Your Income Changes  Are you a high-income Medicare beneficiary who is paying a surcharge on your premiums but who has experienced a drop-in income or is anticipating one? If your circumstances change, you can reverse those...

What Happens When a Nursing Home Closes?

by Gina G. MacDonald | Nov 29, 2018 | With Your Family in Mind

What Happens When a Nursing Home Closes? The expansion of alternatives to nursing homes, such as assisted living and residential care facilities, has been financially challenging for the nursing home industry, and every year a small percentage of facilities close...

Communication and Interactionfor Conserved Persons

by Gina G. MacDonald | Oct 23, 2018 | With Your Family in Mind

Communication and Interactionfor Conserved Persons  American Bar Association has a new fact sheet for right to visitation. Defining the right to visitation, communication, and interaction under a conservatorship (in other states identified as a guardianship) is an...
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