Digital Edition
Subscribe
Archives

Cover

Money Matters – How Dividend Stocks Can Help You Through Retirement

by | Sep 26, 2018 | Business News

 If you are nearing retirement, as I am, and am sitting on a portfolio of stocks, mutual funds, ETF’s, etc. you are primarily invested in growth stocks, looking for as much capital appreciation as you can get before retiring. If your retirement window is within the next 1-5 years you might seriously consider slowly and methodically changing your portfolio over to a Dividend Stock Portfolio. Three categories that you will have to consider when making this move are what I will call Conservative, Growth, and Retirement portfolios. Each of these models will have different distinctly different capital appreciation (value appreciation), annualized returns, and individual stock selections. This which will all need further adjustments again based upon your dollar investment, i.e. 25K, 50K, 100K, 250K or higher. An example would be that with a portfolio of 250K you can own more individual stocks and thus obtain greater diversification. 25K – nor more than 5-stocks would be recommended where with a portfolio of 250K you could have 25-stcoks or more.
I am going to give you two examples of Dividend Stocks Portfolios, for simplicity at 100K for both a conservative and then a growth prerequisite.
Example of stocks you may hold in a 100K – Conservative Portfolio:
• Black Rock Inc.
• Colgate Palmolive
• Clorox
• Cisco
• Hormel Foods
• Coca Cola
• 3M Texas Instruments
• Exxon Mobil
Example of stocks you may hold in a 100K Growth Portfolio:
• Apple
• Walt Disney
• Hasbro
• Intel
• Johnson & Johnson
• Lockheed & Martin
• Microsoft
• Visa
• PepsiCo
This is by no means a recommendation of these stocks. An investor must do their own homework and seek the services of a cound Financial Advisor to help in making the right choices. I am currently setting up a 500K investment portfolio that will include a Mutual Fund’s portfolio, and ETF portfolio, and a Dividend Stock portfolio for a woman who hopes to get capital appreciation and but make enough income off your dividend portfolio (to subsidize your retirement income) where she never has to access your original investment(s). Remember again, diversification is the key to a sound financial portfolio. Also, a successful retirement is based on homework, and advise from both your accountant and financial advisor – with telephone or in-person meeting every 90-days at minimum.
For more information, please call Douglas J. Sedam at 1-866-549-3900, 661-295-2400 #1 or email: Doug.Sedam@ThePaseoGroup.com. You may also learn more at www.ThePaseoGroup.com.
Securities and Investment Advisory Services offered through Western International Securities which is a member FINRA/SIPC. OSJ Office: 19510 Ventura Boulevard #211 Tarzana CA 91356 818-996-3375 The Paseo Financial Group, Inc. and Western International Securities are unaffiliated companies.
[bsa_pro_ad_space id=3]

ADVERTISE WITH US

CLICK HERE

ABOUT THE MAGAZINE

Santa Clarita Magazine has set a high standard for excellence in advertising for over 36 years. A family owned and operated business, Santa Clarita Magazine has grown with the Santa Clarita Valley since 1990 and become the #1 place to advertise locally.

QUICK MENU

Advertise With Us
Magazine Sections
Past Issues
Event Calendar
About Us
Contact Us

FOLLOW US

SANTA CLARITA MAGAZINE

PO Box 801570
Valencia Ca 91380

For Advertising information
Call or Text: 1 (661) 294-4444
Douglas Sedam