Money Matters – How Dividend Stocks Can Help You Through Retirement

by Douglas Sedam | Sep 26, 2018 | Business News

If you are nearing retirement, as I am, and am sitting on a portfolio of stocks, mutual funds, ETF’s, etc. you are primarily invested in growth stocks, looking for as much capital appreciation as you can get before retiring. If your retirement window is within the next 1-5 years you might seriously consider slowly and methodically changing your portfolio over to a Dividend Stock Portfolio. Three categories that you will have to consider when making this move are what I will call Conservative, Growth, and Retirement portfolios. Each of these models will have different distinctly different capital appreciation (value appreciation), annualized returns, and individual stock selections. This which will all need further adjustments again based upon your dollar investment, i.e. 25K, 50K, 100K, 250K or higher. An example would be that with a portfolio of 250K you can own more individual stocks and thus obtain greater diversification. 25K – nor more than 5-stocks would be recommended where with a portfolio of 250K you could have 25-stcoks or more.
I am going to give you two examples of Dividend Stocks Portfolios, for simplicity at 100K for both a conservative and then a growth prerequisite.
Example of stocks you may hold in a 100K – Conservative Portfolio:
• Black Rock Inc.
• Colgate Palmolive
• Clorox
• Cisco
• Hormel Foods
• Coca Cola
• 3M Texas Instruments
• Exxon Mobil
Example of stocks you may hold in a 100K Growth Portfolio:
• Apple
• Walt Disney
• Hasbro
• Intel
• Johnson & Johnson
• Lockheed & Martin
• Microsoft
• Visa
• PepsiCo
This is by no means a recommendation of these stocks. An investor must do their own homework and seek the services of a cound Financial Advisor to help in making the right choices. I am currently setting up a 500K investment portfolio that will include a Mutual Fund’s portfolio, and ETF portfolio, and a Dividend Stock portfolio for a woman who hopes to get capital appreciation and but make enough income off your dividend portfolio (to subsidize your retirement income) where she never has to access your original investment(s). Remember again, diversification is the key to a sound financial portfolio. Also, a successful retirement is based on homework, and advise from both your accountant and financial advisor – with telephone or in-person meeting every 90-days at minimum.
For more information, please call Douglas J. Sedam at 1-866-549-3900, 661-295-2400 #1 or email: Doug.Sedam@ThePaseoGroup.com. You may also learn more at www.ThePaseoGroup.com.
Securities and Investment Advisory Services offered through Western International Securities which is a member FINRA/SIPC. OSJ Office: 19510 Ventura Boulevard #211 Tarzana CA 91356 818-996-3375 The Paseo Financial Group, Inc. and Western International Securities are unaffiliated companies.

[bsa_pro_ad_space id=3]

ADVERTISE WITH US

CLICK HERE

“Women Who Serve” Event Celebrates Local Volunteers; Christy Alben Receives Zonta Service and Impact Award

by Alexander Hafizi | May 1, 2026 | Community

On Saturday March 21, 2026, the Zonta Club of Santa Clarita Valley honored the spirit of volunteerism by recognizing twenty-three women nominated by local nonprofit organizations at its annual Women Who Serve event, held at the Bella Vida SCV Senior Center.Each...

Staggs Law, PC Fired After Speaking Up? Wrongful Termination, Retaliation, and Employee Rights in California

by Nikki Staggs | May 1, 2026 | Community

One of the most searched questions in California employment law is simple: Can my employer fire me for this? Many employers point to California’s at-will employment rule and act as though that ends the analysis. It does not. While California is an at-will...

Circle of Hope’s Wellness Day – Sunday, May 31, 2026

by Santa Clarita Magazine | May 1, 2026 | Community

Circle of Hope is once again bringing compassion and care to the Santa Clarita community with its upcoming Wellness Day, a heartfelt collaboration with Monarch Beauty Academy. Taking place on Sunday, May 31, 2026 from 9:00 AM to 2:00 PM, this special event is...