Bankruptcy Lose Your Debts Not Your Sanity

by | Mar 25, 2020 | Business News

If you’ve ever been in a situation in your life where you are just so overwhelmed with debt that you’re about to lose your mind, you know exactly what I’m talking about. FACT: After having counseled thousands of people with debt problems over the last 22 years, I have learned that unresolved debt problems can lead to devastating consequences affecting your physical and mental health, as well as all your relationships.
For example, did you know that financial problems account for one of the leading causes of divorce in this country? Since one out of three marriages ends in divorce, can you just imagine how many homes have been wrecked by financial problems? Debt problems can cause a lot of tension at home. Like pulling a rubber band, as the tension keeps building up, it eventually snaps.
A lot of people coming to me for help with their debt problems tell me that they also have difficulty focusing on just about anything- their job, business or career. Many are stuck with jobs that they don’t even like. They want to go out there and find a job that they would at least enjoy doing but they can’t even afford to take some time off for fear of losing a paycheck. If they miss a paycheck, they will get buried deeper in debt as they can’t even pay their bills as it is now. Can you imagine waking up every morning and going to job that you hate?
If you are in debt, something inside of you tells you that there is something terribly wrong with this situation. Is this the way you want to live? You’re looking for some peace in your life but it just seems to elude you. You can’t sleep at night because you’re worried about what creditors will do next and how you’re going to be able to provide for yourself and your loved ones. Maybe for the last few months, you’ve managed to juggle your credit cards by taking money from one card to pay other credit cards but now you’re all maxed out.
I am not saying that bankruptcy is the solution to all debt problems. In some cases, it should not even be considered. But for your sanity’s sake, if you’ve done the best you can and the best you know how to pay your creditors but you have ran out of options, consider the new possibilities that bankruptcy relief may be able to provide you and your family. For a free debt consultation, you can call Ray’s Valencia office (RJB Law Offices) at 661-775-4880 or visit

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