Protect Your Marriage With a Prenup – The Reape-Rickett Law Firm

People insure their homes and cars—so why not their marriages? That’s what a prenuptial agreement, or prenup, really is: a marriage insurance policy.
Many people think prenups are cold or unromantic, but the truth is just the opposite. In my experience, money problems are the main reason couples split up. Talking about finances before saying “I do” may not sound romantic, but it can save a lot of heartache later.
Even couples without significant assets can benefit from a prenup. Take student loans, for example. Without a prenup, debts one spouse brings into the marriage are usually paid from joint income; meaning the other spouse ends up helping cover a bill that was never theirs. A prenup can make sure the spouse who did not incur those debts receives separate property from their community earnings as an offset.
Prenups can also serve to keep day-to-day spending in check. Couples might agree that big purchases require both partners’ approval, or else the person who splurged foots the bill. That simple rule can prevent plenty of arguments down the road.
Additionally, prenups don’t just protect against problems; they can help couples plan for the future. Setting up college funds for their children, buying life insurance, or agreeing on savings goals can all be built into the agreement.
The process of drafting a prenup is also a lot less expensive than going through a divorce. Further, the time it takes to draft and negotiate a prenup pales in comparison to the average divorce process.
If you are planning for your future and want to ensure you and your future spouse are properly protected, contact an experienced family law attorney with The Reape-Rickett Law Firm at (888) 846-6166 to schedule a consultation today. We can help you organize your financial documents, and answer your questions or concerns before you say, “I do”. Sure, it might sound a little “business-like.” But think about it this way: once money worries are off the table, couples are free to focus on what really matters—each other. In that sense, a prenup isn’t unromantic at all. It’s one of the most romantic things you can do.