by Curt Kravitz | Sep 29, 2021 | Community
Is It Wise to Pay Your Home Loan Off With Mortgage Rates this Low? I often have conversations with clients about their needs, their wishes, their wants. Many clients discuss how they “wish” to pay off their mortgage sooner than later. For clients who are in their 50’s...
by Curt Kravitz | Aug 27, 2021 | Community
Self-Employed Borrowers Things to Consider When Applying For a Loan It is important to be aware of the differences in qualifying for a self-employed borrower vs a salaried/hourly borrower. I just ran across the following scenario a few months ago, so make sure to be...
by Curt Kravitz | Jul 28, 2021 | Community
Understanding VA Loans When to use your VA Eligibility and when NOT to. The VA does NOT originate loans. They only back or guarantee a portion of those loans so that mortgage bankers and banks can provide those with eligibility a maximum of 100% financing on...
by Curt Kravitz | Jul 2, 2021 | Community
Understanding Credit – Credit Myths Part 2 I discussed the importance of understanding your credit in last month’s edition, as well as a few Credit Myths. This month I will provide more Credit Myths that many believe to be true…but are not! “MY FICO SCORES WILL...
by Curt Kravitz | May 22, 2021 | Community
Understand Credit – It’s a MUST! Prior to 2000, lenders had no real means to assist clients regarding improving their FICO scores other than telling them to pay down/off credit cards with high balances. After 2000, scoring programs were provided to Credit Companies to...
