by Curt Kravitz | Jul 2, 2021 | Community
Understanding Credit – Credit Myths Part 2 I discussed the importance of understanding your credit in last month’s edition, as well as a few Credit Myths. This month I will provide more Credit Myths that many believe to be true…but are not! “MY FICO SCORES WILL...
by Curt Kravitz | May 22, 2021 | Community
Understand Credit – It’s a MUST! Prior to 2000, lenders had no real means to assist clients regarding improving their FICO scores other than telling them to pay down/off credit cards with high balances. After 2000, scoring programs were provided to Credit Companies to...
by Curt Kravitz | Mar 30, 2021 | Community
What are the Exclusions to Avoid Reassessment of Property Taxes? It is important to understand what triggers reassessment of real property and what doesn’t. Let’s look at a couple of examples.1) To avoid property tax reassessment, do NOT transfer real property from...
by Curt Kravitz | Feb 24, 2021 | Community
What Is A Supplemental Tax Bill? I receive many calls from clients’ months AFTER they purchase a resale home or new construction asking why they just received something called a Supplemental Tax Bill. A Supplemental Tax Bill is NOT your regular tax bill. So, what is a...
by Curt Kravitz | Jan 27, 2021 | Community
How Do Impounds Impact Your Loan When Refinancing? Q: How do Impounds (an Escrow Account) for Taxes and Insurance impact your loan when refinancing? There are many borrowers who LOVE an Impound Account! There are just as many borrowers who DISLIKE an Impound Account!...
