by Linda Fleischmann | May 25, 2023 | Business News
Credit scores and Misinformation! – Stress Free Mortgage There is a lot of information about credit, credit scores and how it works with a mortgage. Reading the recent headlines about how lower credit scores are rewarded and higher credit scores are not, is one...
by Linda Fleischmann | Apr 25, 2023 | Business News
Down Payment Assistance – Stress Free Mortgage For many first-time homebuyers, one of the biggest hurdles to homeownership is coming up with the down payment. The California Housing Finance Agency (CalHFA) has programs specifically designed to help Californians...
by Linda Fleischmann | Mar 30, 2023 | Business News
FHA vs Conventional Financing There are many differences between a conventional mortgage loan and an FHA loan. Normally, when meeting with clients, I look at each borrower and help them understand the best loan for them. Recently FHA has lowered their monthly mortgage...
by Linda Fleischmann | Jan 24, 2023 | Business News
Understanding the Mortgage Process As a mortgage broker in California, I have had the pleasure of helping many first-time homebuyers navigate the exciting but often intimidating process of purchasing their first home.Purchasing a home is a significant milestone, and...
by Linda Fleischmann | Dec 29, 2022 | Business News
Rates that Start at 3.5% In this market, buyers are overwhelmingly concerned about the impact that higher interest rates have on their ability to make payments on a loan and purchase a home. What if you can have a lower rate and a lower payment to start with and the...
