Finding Hope When Facing Bankruptcy

Finding Hope When Facing Bankruptcy A lot of people end up filing bankruptcy when they get to the point of feeling hopeless about their financial problems. Despite what others may think, there is no shame in needing a second chance to secure your financial future. Bad...

How Chapter 13 Debt Consolidation Works

How Chapter 13 Debt Consolidation Works If you are struggling to pay your bills every month due to insufficient income and/or excessive expenses, there is a way to make your debts more manageable so you can sleep better at night. Chapter 13 is the section of the US...

Where Did Your Debt Problems Come From?

Where Did Your Debt Problems Come From?  I was counseling someone the other day in my office. He looked shocked and confused as we sorted through all the credit card statements on my desk and added up how much he owed. $65,000! That’s how much the statements said he...

You Can’t Borrow Your Way Out of Debt

You Can’t Borrow Your Way Out of Debt  Are you facing a mountain of debt and don’t know what to do in order to avoid getting buried? Debt problems can wreak havoc on your personal life in many ways. And left unsolved, they can spill over into other areas of your life,...