Money Matters – How Dividend Stocks Can Help You Through Retirement

by Douglas Sedam | Sep 26, 2018 | Business News

If you are nearing retirement, as I am, and am sitting on a portfolio of stocks, mutual funds, ETF’s, etc. you are primarily invested in growth stocks, looking for as much capital appreciation as you can get before retiring. If your retirement window is within the next 1-5 years you might seriously consider slowly and methodically changing your portfolio over to a Dividend Stock Portfolio. Three categories that you will have to consider when making this move are what I will call Conservative, Growth, and Retirement portfolios. Each of these models will have different distinctly different capital appreciation (value appreciation), annualized returns, and individual stock selections. This which will all need further adjustments again based upon your dollar investment, i.e. 25K, 50K, 100K, 250K or higher. An example would be that with a portfolio of 250K you can own more individual stocks and thus obtain greater diversification. 25K – nor more than 5-stocks would be recommended where with a portfolio of 250K you could have 25-stcoks or more.
I am going to give you two examples of Dividend Stocks Portfolios, for simplicity at 100K for both a conservative and then a growth prerequisite.
Example of stocks you may hold in a 100K – Conservative Portfolio:
• Black Rock Inc.
• Colgate Palmolive
• Clorox
• Cisco
• Hormel Foods
• Coca Cola
• 3M Texas Instruments
• Exxon Mobil
Example of stocks you may hold in a 100K Growth Portfolio:
• Apple
• Walt Disney
• Hasbro
• Intel
• Johnson & Johnson
• Lockheed & Martin
• Microsoft
• Visa
• PepsiCo
This is by no means a recommendation of these stocks. An investor must do their own homework and seek the services of a cound Financial Advisor to help in making the right choices. I am currently setting up a 500K investment portfolio that will include a Mutual Fund’s portfolio, and ETF portfolio, and a Dividend Stock portfolio for a woman who hopes to get capital appreciation and but make enough income off your dividend portfolio (to subsidize your retirement income) where she never has to access your original investment(s). Remember again, diversification is the key to a sound financial portfolio. Also, a successful retirement is based on homework, and advise from both your accountant and financial advisor – with telephone or in-person meeting every 90-days at minimum.
For more information, please call Douglas J. Sedam at 1-866-549-3900, 661-295-2400 #1 or email: Doug.Sedam@ThePaseoGroup.com. You may also learn more at www.ThePaseoGroup.com.
Securities and Investment Advisory Services offered through Western International Securities which is a member FINRA/SIPC. OSJ Office: 19510 Ventura Boulevard #211 Tarzana CA 91356 818-996-3375 The Paseo Financial Group, Inc. and Western International Securities are unaffiliated companies.

[bsa_pro_ad_space id=3]

ADVERTISE WITH US

CLICK HERE

A Fresh Start This May – SCV Cleaners

by Santa Clarita Magazine | Apr 30, 2026 | Beauty & Bridal & Fashion

Spring is in full swing, and May is the perfect time to refresh your wardrobe, your routine, and your outlook. With a calendar full of events, celebrations, and warmer days ahead, having a dependable dry cleaner you can trust makes all the difference. That is where...

Intentional Healing – Roots and Sky Bodywork

by Will Norris | Apr 30, 2026 | Beauty & Bridal & Fashion

In a world where stress and physical tension have become part of daily life, Will Norris is helping clients reconnect with their bodies in a more meaningful way. Through his practice, Roots and Sky Bodywork, Will offers a personalized approach to healing that goes far...

Who Should Consider a Living Trust in California? – CaMu Document Services Inc

by Mary Mikhail | Apr 30, 2026 | Business News

A living trust can be one of the most effective tools for protecting your assets, maintaining privacy and ensuring a smooth transfer of wealth. But who truly benefits from having one in place? In California, the answer is: more people than you might think. In fact, as...